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Our FREE Loan Amortization Schedule is a one stop shop for all traditional loans. This spreadsheet automatically calculates your monthly loan payments, and your final paid amount (including interest.) Use this spreadsheet to plan for your next mortgage or auto loan. Discover a More Collaborative Amortization Tool with Smartsheet. Smartsheet is a cloud-based work management platform in a familiar spreadsheet layout. You can create an amortization schedule in Smartsheet using the pre-built “Loan Amortization Schedule” template, and modify the sheet to fit the specific needs of your payment plan. Amortization Formula in Excel (With Excel Template) Amortization Formula. Amortization refers to paying off debt amount on periodically over time till loan principle reduces to zero. Amount paid monthly is known as EMI which is equated monthly installment. EMI has both principal and interest component in it which is calculated by amortization ... Description By Patrick Curtis This is Wall Street Oasis’ free Amortization Schedule model. Download this plug-and-play template to produce your own schedule for amortizing items on a financial model (you can enter your own numbers or formulas to auto-populate output numbers).